With today’s diverse and ever changing workforce, we know that it’s especially important for employers, to be able to offer their employees real choice.
Here’s some information about the employee paid benefits available through Benni to employers with 50 or more employees.
Dental Insurance provides cover towards the costs of routine dental check-ups and treatment, as well as more complex dental problems should they arise*. Cover pays, up to an annual benefit limit, for some or all of the cost of routine dental treatments such as hygienists, exams and fillings - NHS or private - and covers accidents and emergencies both in and outside of the UK. It can also pay towards more expensive treatments, like child orthodontics or implants. There is a simple choice of three annual benefit limits, and for cover that best suits their family, an employee’s partner and children can be added at an extra cost.
* Cover levels, annual limits and exclusions apply
Health Cash Plan Insurance pays, up to an annual benefit limit, for some or all of the cost of everyday treatments - including dental and eye care - or more specialist treatments such as hospital appointments and consultations. There is a simple choice of four annual benefit limits, and for cover that best suits their family, an employee’s partner can be added at an extra cost and children at no extra cost*. Plus the cover also provides access to a second opinion service and online GP.
*Age restrictions and limits apply
Critical Illness provides up to £50,000 tax-free, paid as a cash lump sum directly to the employee, if they are diagnosed with a covered illness - including cancer, heart attack and stroke. They can use the money however they wish, for example fund private consultations or treatment, make adaptions to their home or take a break to recover. There are five levels of cover to choose from to best fit their individual needs and children are added automatically at no extra cost*. Employees don’t need to answer any medical questions when selecting cover, however pre-existing and related conditions exclusions apply.
* Children are automatically covered for 25% of the level of cover chosen from birth until their 18th birthday (or 21st birthday if they are in full-time education)
Employees can choose Life Insurance (sometimes called Death in Service) to protect loved ones with up to £50,000 tax-free, paid as a cash lump sum directly to their beneficiaries in the event of their untimely death. It provides support for the people who may depend on them financially, like a partner or children, though who receives the money is completely up to the employee. They can choose from five levels to best fit their individual needs. Plus, the cover also provides access to bereavement counselling and probate support for their family. Employees don’t need to answer any medical questions when selecting cover, however pre-existing conditions exclusions apply.
Employees are able to access discounts accepted at a huge number of high street stores and attractions across the UK. With such a wide selection available and to choose from, there’s something to suit everyone.
Copyright 2018 Unum Select Limited all rights reserved
Benni is a trading name of Unum Select Limited which is authorised and regulated by the Financial Conduct Authority. Registered and Head Office: Milton Court, Dorking, Surrey, RH4 3LZ. Registered in England company number 07203708. Unum Select Limited is a member of the Unum Group of Companies.